It’s my first Make Money Monday, and I’m in coffee shop not in my local area. How cool. Perfect opportunity to say hi, to business folks, entrepreneurs, and soloists working at perhaps “their” favorite coffee shop. Everyone has one, right?

So my million dollar tip, besides a million dollar smile, is to just get out there and take a risk. I’m working it, and feeling good about my life and my business.

“Nothing ventured nothing gained”, my entrepreneurial Dad would tell me. I’m showing up, fully present, reading the Money & Investing section of the Wall Street Journal for free, and agreeing with the trend of bankers to look at the person, their character, and centers of influence when they are making judgment about a loan. Going back to the “past”…in some instances.

I find it a good sign that banks are realizing that it’s people behind businesses, and that good people with character will work through their problems, with good intention. It’s small business owners all over the world, that help the economy get better, that give people a chance, and owners that take chances themselves – even when they may be feeling a little afraid.

Calculated risks , knowledge, visions of a better life for their families, and a good dose in faith that what they’re doing is right, for right now – cause that’s all we have. If we’re talking about investing — It’s not just about the Mega-Machine. I’m putting my dollars in Mega-Me. I know her pretty well.